Afterpay & Klarna BNPL Fee Calculator
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BNPL
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Afterpay & Klarna BNPL Fee Calculator

Buy Now Pay Later services increase checkout conversion and cart size, but charge merchants 5% to 6% + 30¢. Calculate whether the AOV lift outweighs the high merchant fee.

Input Variables

Live updates as you type
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Settlement & Payout Summary100% Client Math
Net Payout to Bank (Per Unit)
$46.70
Total Fee Deduction: -$3.29(6.6%)
True Net Profit$26.70
Net Profit Margin53.4%
Sale Amount$49.99
BNPL Merchant Fee (5.99% + 30¢)-$3.29
Product Landed Cost-$20.00

Calculated with verified fee schedules for Afterpay & Klarna BNPL Fee Calculator.

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How to Use This Tool in 3 Easy Steps

1

Input Baseline AOV & Margin

Enter your store's regular cart value and gross margin.

2

Enter Projected AOV Lift

Input expected percentage increase in cart size (e.g. +25%).

3

Evaluate Profit Gain

Determine if higher volume offsets the 5.99% processing fee.

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Instant Speed

<5ms client execution

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Frequently Asked Questions (FAQ)

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